Cheap Auto Insurance

Good Student Discounts

Farmers Insurance offers good student discounts since they believe that students who demonstrate responsibility in school will also be responsible when driving.  To qualify for the good student discount, the driver must maintain a B grade point average. Parents should discuss the discount with teenagers before they are old enough to drive. This discount can help parents get cheaper car insurance for their young drivers and give students an incentive to maintain good grades.

Insuring Students on their Parent’s Policy

It is always cheaper for students to have their car insurance on their parent’s auto policy, even if the student owns his car. Students can take advantage of many of the discounts their parents qualify for like bundling discounts and multi car discounts. As a rule, full time students who live with their parents are eligible for inclusion on the parents’ policy. This includes college students who live in student housing but maintain their parents’ home as their primary residence.

It is possible for students to get good cheap car insurance if they take advantage of all the available discounts. Maintaining a clean driving record is extremely important for young drivers since traffic tickets and accidents can increase the cost of their auto insurance dramatically and make them ineligible for some of the student discounts. Keeping students on the parents’ policy is the best way to get the lowest auto insurance rates.